Let's Plan Your Financial Future, one conversation at a time

Pick the consultation that fits where you are right now. From a focused discovery call to a full financial plan with our founder, every conversation is one-to-one, jargon-free and built entirely around your life.

Choose your consultation

Find the right place to begin

From a first conversation to a full financial plan, every option is one-to-one and built around your goals.

Discovery Call

Discovery Call

Not sure where to start? A focused one-to-one to get to the heart of what's on your mind and show you where you stand. Straight talk, plain English.

Who it's for Anyone who wants expert direction before committing to a full plan.
What to prepare Nothing to prepare. Just come as you are. Bring whatever's on your mind: a pension you've lost track of, a house move, retirement, the kids' future.
What's discussed Where you stand today, what matters most to you, and which service (if any) makes sense next.
Outcome Clear options and one honest next step. No pressure to book anything further.
Cost €199
Book a Discovery Call
Children's Education Planning

Children's Education Planning

The cost of educating a child in Ireland keeps climbing. We'll help you put a simple, tax-smart savings plan in place so it never catches you off guard.

Who it's for Parents and grandparents funding a child's future before the bill arrives.
What to prepare The child's age, what you can set aside monthly, and any savings already earmarked for them.
What's discussed What education actually costs by the time they need it, the tax-efficient ways to save, and how grandparents can contribute too.
Outcome A target figure, a monthly savings plan, and the right home for the money.
Cost €140
Plan for Their Education
Additional Voluntary Contributions

Additional Voluntary Contributions

AVCs are one of the most tax-efficient ways to boost your retirement, but only when set up right. We'll show you what you're leaving on the table and the relief you could claim back.

Who it's for Employees in a company or public-sector pension scheme.
What to prepare Your latest pension benefit statement, a recent payslip, an employment details summary, and details of any existing arrangements you have in place.
What's discussed Your AVC headroom under Revenue limits, the relief you're leaving unclaimed, and how AVCs fit alongside your existing pension.
Outcome Your headroom, the relief on offer, and a plan that fits your budget.
Cost €99
Book Your AVC Consultation
Full Financial Planning

Full Financial Planning

The complete picture. Sit down with founder Niall O'Connor to bring your pensions, investments, protection and tax into one plan built around your goals.

Who it's for Self-employed professionals, business owners, company directors, IT professionals and high-net-worth individuals.
What to prepare A rough picture of what you own and owe: pensions, investments, property, protection policies. Bring what you have; we'll fill in the gaps together.
What's discussed Your goals and timeline, your full financial position, and how pensions, investments, protection and tax come together into one plan.
Outcome A personalised financial plan and a clear roadmap to be in a position to make informed decisions.
Cost €299
Meet Niall for a Full Plan

Meet the people you’ll be talking to

  • Niall

    Niall O'Connor MSc CFP® QFA

    Founder - Financial Planning Matters & BeatTheBank.ie

    LinkedIn

    Niall started his career working for one of the largest financial advisory firms in Ireland. He gained experience advising private clients and corporates on a number of complex financial matters and soon established himself as one of the groups leading young financial advisers.

  • Sharon Doyle

    Sharon Doyle it.

    Director of Operations - Financial Planning Matters & BeatTheBank.ie

    LinkedIn

    With over 25 years of experience in the financial services industry, Sharon is an accomplished leader with a proven track record of success in operations management.

  • Daniel Coakley

    Daniel Coakley CFP® QFA

    Certified Financial Planner - Financial Planning Matters

    LinkedIn

    Daniel has over five years’ experience in financial services, working with individuals and families to help them make informed decisions about their finances and plan with greater confidence for the future.

Meet the full team

We Provide Expert Advice
To Global Professionals & Executives

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Trusted Partnerships

We work with some of the top Insurance and Financial Investment companies in Ireland:

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Logo of ITC with the tagline 'Your future. Our focus.'
Conexim Advisors Ltd logo with black and gold text and a pixelated design element
Irish Life logo with blue graphic on the left and black text on the right
A maroon background with the name 'DAVY' written in white uppercase letters.
The Zurich insurance company logo featuring a blue circular emblem with a stylized white Z, and the word Zurich in bold blue letters underneath.
Standard Life logo with a cross symbol composed of blue and orange triangles.