Financial Planning Matters Blog – Your Financial Insights

Explore our blog for in-depth articles on investment strategies, budgeting tips, tax planning, and more. Stay informed and make smarter financial decisions with expert insights.

Sinéad Purcell Sinéad Purcell

Understanding Your Payslip: A Simple Breakdown

Payslips can be confusing, but they don’t have to be. This guide breaks down the key parts of an Irish payslip - gross pay, PAYE, PRSI, USC, pensions, and net pay - so you can understand exactly how your salary is calculated and what lands in your bank account each month.

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Sinéad Purcell Sinéad Purcell

Whole of Life Cover: When ‘Forever Insurance’ Makes Financial Sense

Whole of Life insurance isn’t necessary for everyone - but in certain circumstances, it becomes essential. This specialised insurance can be a powerful financial planning tool, providing peace of mind and lasting financial security. Let’s explore in detail why this type of cover might make perfect financial sense for you.

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Sinéad Purcell Sinéad Purcell

Wealth Extraction for Directors: Make the Most of Your Business Success

Building a successful business is only half the battle. For many company directors, the real challenge is extracting wealth from the business without losing it to heavy taxes. Our new guide, Wealth Extraction for Directors, explores smarter, tax-efficient strategies to turn company profits into personal wealth.

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Sinéad Purcell Sinéad Purcell

Growing Skills, Building Confidence: Financial Planning Matters & BeatTheBank.ie x Coerver Coaching

At both Financial Planning Matters and BeatTheBank.ie, we’re all about helping families make smart, simple decisions that protect their future. That’s why this summer, we were proud to team up with @coervercoachingleinster to support a brilliant 5-week grassroots football programme at Divine Word National School in Marley Grange.

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Sinéad Purcell Sinéad Purcell

Additional Voluntary Contributions (AVCs): What You Need to Know

Additional Voluntary Contributions (AVCs) are one of the smartest ways to boost your pension savings and cut your tax bill. Here’s what you need to know about how AVCs work, the benefits they offer, and how they could strengthen your retirement plan.

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Sinéad Purcell Sinéad Purcell

Income Protection in Ireland: Why It Matters and How to Get Covered

If illness or injury stopped your income tomorrow, how would you cope? Income protection insurance replaces up to 75% of your salary if you can't work – and it's more affordable than most people realise. Here’s what you need to know, plus a free guide from Financial Planning Matters.

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Sinéad Purcell Sinéad Purcell

Family Protection Insurance Ireland: Securing Your Loved Ones' Financial Future

Raising a family in Ireland today comes with real financial pressure — from mortgage costs to childcare and everything in between. This guide breaks down the key types of family protection insurance available in Ireland, including life cover, income protection and mortgage protection. Learn how to safeguard your family’s financial future with affordable, tax-efficient cover tailored to your needs.

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Sinéad Purcell Sinéad Purcell

Budgeting for First-Time Buyers in Ireland: What You Need to Know

Buying your first home is one of the biggest financial milestones you'll reach, but it’s also one of the most complex financial decisions. Between saving for a deposit, securing mortgage approval, and navigating grants and hidden costs, there’s a lot to consider.

To help you plan your budget and maximise savings, here’s a step-by-step breakdown of what first-time buyers in Ireland need to know.

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Sinéad Purcell Sinéad Purcell

FPMS.ie Jargon Buster: Simplifying Financial Terms

Let’s be honest—finance can feel like a different language.
Between pensions, investments, and taxes, there’s enough jargon to make anyone’s head spin. At Financial Planning Matters, we believe financial planning shouldn’t feel intimidating—so here’s our straight-talking guide to the terms you’ll actually come across.

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Emma Mulligan Emma Mulligan

Money Matters: Closing the Gender Gap in Financial Confidence

Financial empowerment isn’t just about wealth—it’s about security, independence, and choice. This International Women’s Day, we’re breaking down five key financial pillars every woman should focus on—from closing the gender pay gap to building long-term wealth and protecting your future. Let’s take charge of our financial confidence together.

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Financial Planning, Goal Planning, Investing Niall O'Connor Financial Planning, Goal Planning, Investing Niall O'Connor

8 ways highly successful people set and achieve goals

8 Proven Strategies Successful People Use to Set and Achieve Their Goals

Observing highly successful individuals, it's natural to wonder about the strategies they employ to reach their remarkable achievements. Here at Financial Planning Matters, we’ve examined the methods top performers use. Here are eight actionable strategies to help you set and achieve your goals with clarity and purpose.

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